What a Vietnamese Bank Code Is

A Vietnamese bank code is a BIN, a Bank Identification Number, with 6 digits. The State Bank of Vietnam (SBV) assigns BINs to card-issuing organisations and publishes the list. The first digits of the list are 9704, and each bank has its own last two digits, so that 970436 is Vietcombank. NAPAS, the national payment company, uses the BIN in its fast transfer service and in VietQR. VietQR.io's list has 50 of the SBV's 56 codes, with the same bank behind each apart from three banks that have been renamed since (DongABank, OceanBank and LienVietPostBank). It is not a SWIFT/BIC code, which has 8 or 11 characters and is for payments from abroad.

NAPAS FastFund 247 and VietQR

NAPAS FastFund 247 lets customers of member banks use cards or bank accounts to send and receive money in real time. NAPAS's page says the payment instruments include a card, a bank account, VietQR, a phone number and an e-wallet account, that the service connects more than 60 members, and that the limit is under 500 million VND for each transaction. NAPAS says transactions by VietQR work outside office hours and at weekends. The finder shows, for each bank, whether VietQR.io lists its app as taking transfers by scanning a VietQR code. A bank's own limits and fees can differ, so check them with the bank.

CITAD Codes

CITAD is the interbank electronic payment system. A CITAD code has 8 digits and names a branch. In the list of CITAD codes that ANZ published in May 2015, the codes of Ho Chi Minh City branches start with 79 and those of Hanoi branches with 01. The next three digits are the same for every branch of a bank, such as 203 for Vietcombank, and the last three digits differ by branch. ANZ says a CITAD code is required for a domestic payment to be processed by the national clearing system, and that for banks with a single CITAD code you do not need to choose a branch, because the bank credits the account by its number. This page does not list CITAD codes, because we found no current public list. Ask the bank or the person you are paying.

Sending Money to Vietnam From Abroad

A payment from another country normally goes by the receiving bank's SWIFT/BIC code, the account number and the account holder's name. Vietnam is not in the IBAN registry, so there is no IBAN to give. The BICs on this page come from VietQR.io's list. The checker marks the ones that GLEIF confirms, and for a few banks it takes the BIC from the Swift and GLEIF mapping. It does not show a BIC when the list gives a code of another country. Confirm any BIC with the recipient's bank, and check its format on our SWIFT code checker.

Tips

• Choose the bank in your app from its list, and read the bank code from this page only if a form asks for it.
• Some banks have changed their names. The SBV's list of December 2023 names DongABank, OceanBank and LienVietPostBank, and the checker finds them under the names that VietQR.io's list gives now: Vikki, MBV and LPBank.
• Foreign banks appear as branches, for example Kookmin Bank in Hanoi and in Ho Chi Minh City. The BIC and the address may be those of the bank abroad.
• Check the account number and the name of the account holder before you send money.

What This Page Uses

The bank codes come from the State Bank of Vietnam's list of Bank Identification Numbers, as of 31 December 2023, attached to Document No. 1589/NHNN-TT of 5 March 2024. Short names, VietQR codes, SWIFT/BIC codes and the VietQR transfer information come from VietQR.io's list of banks, an interface run by the company Casso. VietQR itself belongs to NAPAS. We asked GLEIF, whose LEI data is open under the CC0 licence, about each BIC through the Swift and GLEIF mapping, and 37 banks have a legal entity record, which gave the address. The facts about the transfer service come from NAPAS's pages on FastFund 247 and FastFund 247 with VietQR, and the facts about CITAD from ANZ's CITAD bank code list. We last checked on 20 September 2026.

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