Japan Zengin Code Checker and Finder
Find the bank and branch behind a Zengin code, or look up the codes of a Japanese bank and its branches.
A Zengin code is the code Japanese banks use for domestic transfers. It has a 4-digit bank code and a 3-digit branch code, so a full code has 7 digits, for example 0009 001. Type a 4-digit or 7-digit code below to see the bank and branch, or search for a bank and find its branch codes. The list has 1,147 banks and other institutions and 28,944 branches.
Check a Zengin Code
Digits only. Spaces, dashes and full-width digits are fine. This checks the bank and branch code, not an account number. The page loads the list of the bank you enter, and nothing else you type leaves your browser.
Find the Codes of a Bank and Its Branches
Type the bank's name in English or Japanese, or its 4-digit code. Shinkin banks, credit cooperatives, labour banks and JA cooperatives are in the list too, in Japanese.
How a Zengin Code Is Built
| Digits | Part | In the example 0009 001 |
|---|---|---|
| 1 to 4 | Bank code | 0009 is 三井住友銀行 (SMBC (Sumitomo Mitsui Banking Corporation)) |
| 5 to 7 | Branch code | 001 is the 神保町 branch |
The bank code is the number Zengin-Net calls the 統一金融機関番号, the unified financial institution number. In Japan it is also called the 金融機関コード, 銀行コード or 全銀協コード. The branch code is the 支店コード or 店番. Each bank gives out its own branch codes, and there is no check digit.
What the First Digit of a Bank Code Tells You
The type of institution follows the range of the bank code. This table is built from Zengin-Net's member list.
| Code range | Type | Institutions |
|---|---|---|
| 0001 to 0619 | Bank (銀行) | 132 |
| 1000 to 1996 | Shinkin bank (信用金庫) | 255 |
| 2004 and 3000 | Central bank for cooperatives (中央金庫) | 2 |
| 2011 to 2895 | Credit cooperative (信用組合) | 140 |
| 2010 | Credit cooperative federation (信用組合連合会) | 1 |
| 2950 to 2997 | Labour bank (労働金庫) | 14 |
| 3001 to 3046 | Agricultural credit federation (信用農業協同組合連合会) | 31 |
| 3058 to 9375 | Agricultural cooperative (JA) (農業協同組合) | 491 |
| 9450 to 9493 | Fishery cooperative (漁業協同組合) | 12 |
| 9900 | Japan Post Bank (ゆうちょ銀行) | 1 |
| 2213 | Other | 1 |
Bank Codes of Banks
These are the banks on Zengin-Net's list, with the code you use as the first four digits. The 0xxx range also has trust banks, internet banks and a few foreign banks. Search above for a shinkin bank, credit cooperative, labour bank or JA cooperative.
| Code | Bank | Branches in the list |
|---|---|---|
| 0001 | みずほ銀行Mizuho Bank | 494 |
| 0005 | 三菱ＵＦＪ銀行MUFG Bank (Mitsubishi UFJ) | 717 |
| 0009 | 三井住友銀行SMBC (Sumitomo Mitsui Banking Corporation) | 567 |
| 0010 | りそな銀行Resona Bank | 319 |
| 0017 | 埼玉りそな銀行Saitama Resona Bank | 114 |
| 0033 | PayPay銀行PayPay Bank | 62 |
| 0034 | セブン銀行Seven Bank | 18 |
| 0035 | ソニー銀行Sony Bank | 1 |
| 0036 | 楽天銀行Rakuten Bank | 107 |
| 0038 | ドコモＳMTＢネット銀行Docomo SMTB Net Bank | 56 |
| 0039 | ａｕじぶん銀行au Jibun Bank | 15 |
| 0040 | イオン銀行AEON Bank | 27 |
| 0041 | 大和ネクスト銀行Daiwa Next Bank | 11 |
| 0042 | ローソン銀行Lawson Bank | 16 |
| 0043 | みんなの銀行Minna Bank | 28 |
| 0044 | ＵＩ銀行UI Bank | 5 |
| 0116 | 北海道銀行 | 142 |
| 0117 | 青森みちのく銀行 | 186 |
| 0119 | 秋田銀行 | 100 |
| 0120 | 北都銀行 | 84 |
| 0121 | 荘内銀行 | 90 |
| 0122 | 山形銀行 | 86 |
| 0123 | 岩手銀行 | 110 |
| 0124 | 東北銀行 | 57 |
| 0125 | 七十七銀行 | 145 |
| 0126 | 東邦銀行 | 118 |
| 0128 | 群馬銀行 | 151 |
| 0129 | 足利銀行 | 126 |
| 0130 | 常陽銀行 | 177 |
| 0131 | 筑波銀行 | 148 |
| 0133 | 武蔵野銀行 | 101 |
| 0134 | 千葉銀行Chiba Bank | 177 |
| 0135 | 千葉興業銀行 | 74 |
| 0137 | きらぼし銀行 | 171 |
| 0138 | 横浜銀行Bank of Yokohama | 203 |
| 0140 | 第四北越銀行 | 206 |
| 0142 | 山梨中央銀行 | 91 |
| 0143 | 八十二長野銀行 | 153 |
| 0144 | 北陸銀行 | 182 |
| 0145 | 富山銀行 | 39 |
| 0146 | 北國銀行 | 107 |
| 0147 | 福井銀行 バンク・ナショナル・アソシエーション | 139 |
| 0149 | 静岡銀行 | 172 |
| 0150 | スルガ銀行 | 93 |
| 0151 | 清水銀行 | 79 |
| 0152 | 大垣共立銀行 | 156 |
| 0153 | 十六銀行 | 157 |
| 0154 | 三十三銀行 | 172 |
| 0155 | 百五銀行 | 132 |
| 0157 | 滋賀銀行 | 131 |
| 0158 | 京都銀行 | 173 |
| 0159 | 関西みらい銀行 | 255 |
| 0161 | 池田泉州銀行 | 138 |
| 0162 | 南都銀行 | 131 |
| 0163 | 紀陽銀行 | 115 |
| 0164 | 但馬銀行 | 69 |
| 0166 | 鳥取銀行 | 62 |
| 0167 | 山陰合同銀行 | 157 |
| 0168 | 中国銀行 | 164 |
| 0169 | 広島銀行 | 154 |
| 0170 | 山口銀行 | 125 |
| 0172 | 阿波銀行 | 100 |
| 0173 | 百十四銀行 | 121 |
| 0174 | 伊予銀行 | 149 |
| 0175 | 四国銀行 | 110 |
| 0177 | 福岡銀行 | 169 |
| 0178 | 筑邦銀行 | 44 |
| 0179 | 佐賀銀行 | 104 |
| 0181 | 十八親和銀行 | 188 |
| 0182 | 肥後銀行 | 123 |
| 0183 | 大分銀行 | 92 |
| 0184 | 宮崎銀行 | 97 |
| 0185 | 鹿児島銀行 | 151 |
| 0187 | 琉球銀行 | 68 |
| 0188 | 沖縄銀行 | 65 |
| 0190 | 西日本シティ銀行 | 176 |
| 0191 | 北九州銀行 | 39 |
| 0200 | ワイズ・ペイメンツ・ジャパン | 4 |
| 0288 | 三菱ＵＦＪ信託銀行Mitsubishi UFJ Trust and Banking | 50 |
| 0289 | みずほ信託銀行Mizuho Trust & Banking | 36 |
| 0294 | 三井住友信託銀行 | 135 |
| 0297 | 日本マスタートラスト信託銀行 | 1 |
| 0300 | ＳＭＢＣ信託銀行SMBC Trust Bank | 30 |
| 0304 | 野村信託銀行 | 245 |
| 0307 | オリックス銀行 | 1 |
| 0310 | ＧＭＯあおぞらネット銀行GMO Aozora Net Bank | 133 |
| 0324 | 日本カストディ銀行 | 1 |
| 0397 | ＳＢＩ新生銀行SBI Shinsei Bank | 38 |
| 0398 | あおぞら銀行Aozora Bank | 24 |
| 0401 | シティバンク、エヌ・エイ | 2 |
| 0402 | ジェー・ピー・モルガン・チェース・ | 1 |
| 0403 | バンク・オブ・アメリカ・エヌ・エイ | 2 |
| 0411 | 香港上海銀行 | 11 |
| 0430 | ドイツ銀行 | 1 |
| 0443 | ビー・エヌ・ピー・パリバ銀行 | 1 |
| 0472 | ＳＢＪ銀行 | 14 |
| 0489 | 中國銀行（バンク・オブ・チャイナ） | 7 |
| 0501 | 北洋銀行 | 165 |
| 0508 | きらやか銀行 | 131 |
| 0509 | 北日本銀行 | 77 |
| 0512 | 仙台銀行 | 72 |
| 0513 | 福島銀行 | 54 |
| 0514 | 大東銀行 | 57 |
| 0516 | 東和銀行 | 90 |
| 0517 | 栃木銀行 | 82 |
| 0522 | 京葉銀行 | 120 |
| 0525 | 東日本銀行 | 85 |
| 0526 | 東京スター銀行 | 35 |
| 0530 | 神奈川銀行 | 34 |
| 0532 | 大光銀行 | 71 |
| 0534 | 富山第一銀行 | 66 |
| 0538 | 静岡中央銀行 | 43 |
| 0542 | あいち銀行 | 193 |
| 0543 | 名古屋銀行 | 115 |
| 0562 | みなと銀行 | 104 |
| 0565 | 島根銀行 | 35 |
| 0566 | トマト銀行 | 61 |
| 0569 | もみじ銀行 | 103 |
| 0570 | 西京銀行 | 61 |
| 0572 | 徳島大正銀行 | 104 |
| 0573 | 香川銀行 | 90 |
| 0576 | 愛媛銀行 | 107 |
| 0578 | 高知銀行 | 72 |
| 0582 | 福岡中央銀行 | 41 |
| 0583 | 佐賀共栄銀行 | 35 |
| 0585 | 長崎銀行 | 23 |
| 0587 | 熊本銀行 | 70 |
| 0590 | 豊和銀行 | 42 |
| 0591 | 宮崎太陽銀行 | 53 |
| 0594 | 南日本銀行 | 64 |
| 0596 | 沖縄海邦銀行 | 50 |
| 0619 | 中国工商銀行 | 3 |
Go Deeper
What the Zengin System Is
Zengin-Net, the Japanese Banks' Payment Clearing Network, runs the Zengin system, the national data telecommunication system for domestic funds transfers between banks in Japan. It has run since 1973. The system has a core time part for weekday daytime transfers and the More-Time system for weekday nights, weekends and holidays. Zengin-Net says the More-Time system, which started in October 2018, made bank transfers possible 24 hours a day, every day of the year. The Zengin code is how a bank and a branch are named in that system.
Where to Find a Bank or Branch Code
Search this page by the bank's name, then by the branch's name. The branch code is also printed as the store number (店番号) on the bank's website and often on the passbook or cash card, and it appears on the bank's own branch list. For a bank you know by name, take the code from this page and check it with the bank.
Tips for Finding a Branch
- Search by the town or station name, in English such as "Shinjuku" or in Japanese such as 新宿. English spelling is matched loosely, so try a shorter word if nothing shows.
- Branch names are shown without the word "branch" (支店), as banks list them for transfers.
- A bank often has more than one branch in a town, so check the branch code against the bank's own list.
- Some banks have renamed or merged. If the code you were given is not found, ask the sender to confirm it.
Japan Post Bank Is Different
Japan Post Bank (ゆうちょ銀行) has the bank code 9900. Its accounts have a symbol and a number, and to receive a transfer from another bank you need the branch name, the account type and the account number that Japan Post Bank gives for transfers. Do not use the symbol and number as they are. Japan Post Bank explains the conversion on its own page, the conversion formula, and has a tool to look up the transfer details from the symbol and number.
Zengin Codes and Payments From Abroad
The Zengin system handles domestic transfers in yen. Money sent from another country normally goes by the bank's SWIFT/BIC code, the account number and the account holder's name, and some senders also ask for the branch name or code. Look up a bank's SWIFT code with our SWIFT code lookup.
What This Page Uses
The bank codes and names are checked against the member list that Zengin-Net publishes at zengin-net.jp, dated 3 August 2026, with 138 clearing participants, 942 institutions that settle through a participant, and the Bank of Japan as a guest. The branches come from the open zengin-code source data (MIT licence), updated on 24 August 2026, whose data is credited to ykaku.net. No official public list of branch codes exists, so we compared the data with the store numbers that Sumitomo Mitsui Banking Corporation publishes on its own page. All 488 of them are in the data with the same branch name. 66 institutions in the data, mostly foreign and trust banks, are not on Zengin-Net's list of 3 August 2026, and the page says so. The English names shown for 27 well-known banks are for reference. We last checked on 19 September 2026.
Frequently Asked Questions
What is a Zengin code?
A Zengin code is the code that names a bank and a branch in Japan's domestic transfer system, the Zengin system. It has a 4-digit bank code and a 3-digit branch code, so a full code has 7 digits, for example 0009 001.
What are the bank code and the branch code?
The bank code has 4 digits and names the bank. Zengin-Net calls it the unified financial institution number. The branch code has 3 digits and names one branch of that bank. Each bank gives out its own branch codes, so the same branch code can mean different branches at different banks.
Is the Zengin code the same as a bank code or a financial institution code?
The 4-digit part is the same number that Japanese sites call the bank code, the financial institution code (kinyu kikan code) or the Zengin Kyokai code. A branch code is also called a shiten code or tenban (store number).
How do I find my bank's Zengin code?
Search for the bank on this page by its English or Japanese name, or by code. The 4-digit bank code is shown at the top of the branch list. The branch codes are listed below it. Check the code with your bank, because branches are merged and renamed.
Where do I find my branch code?
The branch code is the store number (tenban) shown on your bank's website and often on your passbook or cash card. You can also search for the branch on this page by its name, in English or Japanese, or by the station or town.
Is a Zengin code the same as a SWIFT code?
No. The Zengin code is for domestic yen transfers inside Japan. A SWIFT/BIC code identifies a bank on the international network and is used for payments from abroad. Look up a bank's SWIFT code with our SWIFT code lookup.
Does Japan use IBAN?
No. Japan is not in the IBAN system. Domestic transfers use the bank, the branch, the account type and the account number, and international payments use a SWIFT/BIC code.
What does the first digit of a bank code mean?
It shows the type of institution. In the Zengin-Net list, codes starting with 0 are banks, 1 are shinkin banks, 2 are credit cooperatives and labour banks, 3 to 8 are agricultural cooperatives, their federations and the Norinchukin Bank, and 9 are fishery cooperatives, some agricultural cooperatives and Japan Post Bank. The table on this page has the exact ranges.
How do I send money to a Japan Post Bank account?
Japan Post Bank has the bank code 9900. Its accounts have a symbol and a number, and a transfer from another bank needs the branch name, account type and account number that Japan Post Bank gives for transfers. Do not use the symbol and number as they are. Japan Post Bank explains the conversion on its own page and has a lookup tool. The links are in the section on Japan Post Bank on this page.
Why is my branch or code not found?
The branch may have closed, merged or been renumbered since the data was updated on 24 August 2026, or a digit may be wrong. If the bank code is found but the branch is not, search the bank's branches on this page and ask the bank or the sender to confirm the code.
Are Zengin codes the same as the Bank of Japan's BOJ-NET codes?
The Bank of Japan publishes its own list of institution codes for BOJ-NET, and it has its own branch codes as well. For example, it lists Mizuho's head office as 100, while the Zengin data lists Mizuho's Tokyo business department as 001. Use the Zengin branch code for a domestic bank transfer.
When do Zengin transfers arrive?
Zengin-Net says the More-Time system handles domestic bank transfers on weekday nights, weekends and holidays, so transfers can go through 24 hours a day, every day of the year. It also says banks that are not in the More-Time system connect to the Zengin system on weekdays from 8:30 to 15:30, with an extra hour before and after on the last weekday of the month except December. When a transfer arrives also depends on your bank.
How many institutions use the Zengin system?
Zengin-Net's list of 3 August 2026 has 138 clearing participants and 942 institutions that settle through a participant, which is 1080, plus the Bank of Japan as a guest.
Where does the data come from and how current is it?
The bank codes are checked against Zengin-Net's member list of 3 August 2026. The branches are from the open zengin-code source data, updated on 24 August 2026. No official public list of branch codes exists, so we compared the data with the store numbers on Sumitomo Mitsui Banking Corporation's own page, and all 488 were in the data with the same branch name. We last checked on 19 September 2026.
Is anything I type stored or sent?
No. When you enter a code or choose a bank, your browser downloads a small file with that bank's branches and does the search itself. Nothing you type is saved.
