What an Egypt Bank Code Is

In an Egyptian IBAN the bank is named by a 4-digit code, and the branch by another 4 digits after it. The Central Bank of Egypt (CBE) says the bank code is characters 5 to 8 of the IBAN and the branch code characters 9 to 12, and that the bank ID, which is the two together, is unique to each bank and obtained from the clearing file. All IBANs in Egypt have a fixed length of 29 characters.

The IBAN in the picture is the example in the international IBAN registry. It is not a real account.

Why This Page Names Only One Bank From a Code

The CBE's pages describe the parts of the IBAN, and they do not list the bank codes. We looked at the IBAN pages of several Egyptian banks, and only Banque Misr's guide shows its own code, 0002. Public IBAN sites show sample IBANs but no reliable list of banks and codes, and we could not check them against a bank or the CBE, so we do not use them. The page tells you the bank code and branch code that are in an IBAN you paste, and names the bank only when the code is 0002. For any other bank, the code is in the IBAN that the bank gives you.

The Check Digits

The two check digits come from the MOD 97 method of ISO 7064, as the CBE's IBAN validator page says. Move EG and the check digits to the end, replace letters with numbers, and the remainder after dividing by 97 must be 1. The checker runs the same test on an IBAN you paste. A pass means the IBAN is correctly formed. It does not mean that the account exists or whose it is.

The Instant Payment Network and InstaPay

The Instant Payment Network (IPN) is a national network that links all operating banks in Egypt. The CBE says it launched on 22 March 2022 and lets customers make real-time transfers on weekdays and on official holidays, to bank accounts, Meeza cards and mobile wallets, through the bank's own channels or one mobile application, InstaPay. The CBE's page, last updated 2 February 2025, gives the limits of InstaPay as EGP 70,000 for each transaction, EGP 120,000 a day and EGP 400,000 a month, for each bank registered in the app. All the banks in the finder are on the CBE's list of banks registered to IPN. Check your own bank's limits, because they may have changed since.

Sending Money to Egypt From Abroad

A payment from another country needs the recipient's IBAN, and the bank's SWIFT/BIC code. Egyptian banks say the CBE decided that the IBAN is used from 30 June 2020. Credit Agricole Egypt says it is requested for incoming and outgoing transfers in all banks, and ALEXBANK says the existing account number stays valid for local transfers, and that the IBAN is required for international transfers. Ask the recipient for the IBAN that the bank gave them, and check it here and on our IBAN validator. Check the format of a BIC on our SWIFT code checker.

Tips

• Get the IBAN from the bank's app, a statement, its website or the branch, and paste it here to read the codes and test the digits.
• Foreign and Gulf banks appear under their Egyptian names, for example HSBC Bank Egypt and Emirates NBD Egypt. For a few of them the LEI record is of the parent abroad, and the finder says so.
• Some banks have changed their names. The CBE's list calls one bank Bank NXT, and we found no head office address or BIC for it.

What This Page Uses

The IBAN structure comes from the Central Bank of Egypt's pages on the IBAN and its IBAN validator, and from the SWIFT IBAN Registry, where Egypt has 29 characters. The list of banks and the facts about the network come from the CBE's page on the Instant Payment Network. Head office addresses and registration dates come from the CBE's list of banks registered with it, which has no date and includes some older names, and we matched its rows to the names on the IPN list by hand. BICs come from the Swift and GLEIF mapping, and 27 banks have a record in GLEIF, whose LEI data is open under the CC0 licence. Banque Misr's code is from its IBAN guide. We last checked on 20 September 2026.

Frequently Asked Questions