Privacy Policy

1. Who we are

AbokiCalculator (abokicalculator.com) is a free online tool and information platform that publishes Nigerian parallel market exchange rates and international bank code validation tools. The site is operated independently and is not affiliated with any bank, the Central Bank of Nigeria, or any financial institution.

If you have questions about this policy, contact us at: abokicalculator.com/contact/

2. What information we collect

We do not require you to create an account or submit any personal information to use this site. However, certain information may be collected automatically when you visit:

• Log data: Your browser type, operating system, referring URL, pages visited, and the date and time of your visit. This data is collected by our hosting provider and analytics tools in aggregate form.
• Cookies: Small text files stored on your device by your browser. See Section 4 for full details on how cookies are used.
• IP address: Collected automatically by our server and by third-party services we use. We do not store IP addresses in identifiable form beyond what our server logs automatically capture.
• Contact form submissions: If you use our contact form, we collect your name, email address, and the content of your message. This information is used only to respond to your enquiry.

3. How we use your information

We use collected data for the following purposes only:

• To operate and improve the site (analytics, performance monitoring)
• To respond to enquiries submitted via the contact form
• To serve relevant advertisements through third-party ad networks (see Section 5)
• To detect and prevent abuse or malicious activity

We do not sell your data. We do not use your data for automated decision-making that produces legal or similarly significant effects.

4. Cookies

Cookies are small text files placed on your device when you visit a website. We use cookies for the following purposes:

Essential cookies: Required for the site to function. These cannot be disabled without breaking core features.

Analytics cookies: We use Google Analytics to understand how visitors use the site. This includes which pages are visited, how long users stay, and where they arrive from. Google Analytics uses cookies to collect this data in aggregated, anonymised form. You can opt out of Google Analytics tracking at tools.google.com/dlpage/gaoptout.

Advertising cookies: We use Google AdSense to display advertisements. Google and its partners use cookies to serve ads based on your prior visits to this site and other sites across the web. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to our site and other sites on the internet. You can opt out of personalised advertising by visiting google.com/settings/ads.

Managing cookies: You can control and delete cookies through your browser settings. Disabling cookies may affect the functionality of parts of this site. For more information on managing cookies, visit aboutcookies.org.

5. Third-party advertising

This site uses Google AdSense to display advertisements. Google AdSense is a service provided by Google LLC. As a third-party vendor, Google uses cookies to serve ads on this site based on users' visits to this site and other sites on the internet.

Google's advertising requirements are summarised by their Advertising Principles, which are designed to ensure a positive experience for users. For more information about how Google uses data when you use their partners' sites or apps, visit: policies.google.com/technologies/partner-sites.

We may also include affiliate links to third-party services. If you click an affiliate link and make a purchase or sign up, we may earn a commission at no extra cost to you. We only link to services we believe are relevant and useful to our audience.

6. Data sharing and disclosure

We do not sell, trade, or rent your personal information to third parties. We may share limited data in the following circumstances:

• Service providers: Our hosting provider, analytics tools (Google Analytics), and advertising partners (Google AdSense) process data on our behalf under their own privacy policies.
• Legal requirements: We will disclose information if required to do so by law, court order, or governmental authority.
• Protection of rights: We may disclose information when we believe it is necessary to protect the rights, property, or safety of this site or its users.

7. Your rights

Depending on your location, you may have certain rights regarding your personal data:

• Access: The right to request a copy of any personal data we hold about you.
• Correction: The right to request correction of inaccurate data.
• Deletion: The right to request that we delete personal data we hold about you (subject to legal obligations).
• Objection: The right to object to processing of your data for direct marketing purposes.
• Portability: The right to receive your data in a structured, commonly used format.

To exercise any of these rights, contact us via our contact page. We will respond within 30 days.

8. Children's privacy

This site is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, contact us and we will delete it promptly.

9. External links

This site contains links to external websites, including affiliate partners and reference sources. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any external site you visit.

10. Changes to this policy

We may update this privacy policy from time to time. When we do, the "Last updated" date at the top of this page will change. We encourage you to review this page periodically. Continued use of this site after changes are posted constitutes acceptance of the updated policy.

11. Contact

For any questions, concerns, or requests related to this privacy policy, reach us through our contact page. We aim to respond to all enquiries within 5 business days.