Terms of Service

1. Agreement to terms

By accessing or using AbokiCalculator (abokicalculator.com), you agree to be bound by these Terms of Service. If you do not agree to any part of these terms, you should not use this site.

We reserve the right to update these terms at any time. Changes take effect when posted to this page. Continued use of the site after changes are posted constitutes acceptance of the revised terms.

2. What the site provides

AbokiCalculator provides free access to:

• Nigerian parallel market (black market) exchange rate data for major currency pairs
• A currency converter based on those rates
• International bank code validation and lookup tools (SWIFT, IBAN, ABA, NUBAN, and others)
• Informational content about international payments and cross-border banking

All tools and content are provided on an "as is" basis for informational purposes. See our Disclaimer for full limitations on the use of this information.

3. Permitted use

You may use this site for personal, non-commercial reference purposes. Specifically, you may:

• Look up exchange rates for personal information
• Use the currency converter to estimate the naira value of a foreign currency amount
• Use bank code validators to check the format of banking identifiers before sending a transfer
• Share individual page links with others

4. Prohibited use

You may not use this site to:

• Scrape, crawl, or systematically extract content or data from the site without our prior written permission
• Republish, reproduce, or redistribute our content (including exchange rates and tool outputs) on other websites or platforms without attribution and a link back to the original page
• Use our tools or data in any way that violates applicable law, including currency control regulations in your jurisdiction
• Attempt to reverse-engineer, disrupt, or interfere with the site's functionality
• Use this site to facilitate fraud, money laundering, or any illegal financial activity
• Misrepresent our tools as guarantees of actual bank account validity or transfer success

5. Intellectual property

All content on this site, including text, tools, code, page design, and graphics, is the property of AbokiCalculator or its content contributors and is protected by applicable copyright laws.

Exchange rate data is sourced from publicly available market sources. The compilation, presentation, and formatting of that data on this site represents original work.

You may quote brief excerpts from our content with attribution and a direct link to the source page. You may not reproduce full pages, articles, or tool outputs without permission.

6. Advertising

This site displays advertisements served by Google AdSense and may include affiliate links. By using this site, you acknowledge that advertisements may be personalised based on your browsing history and that clicking affiliate links may result in us earning a commission.

Advertisements on this site are clearly distinguished from editorial content. We do not allow advertisers to influence our exchange rate data or tool outputs.

7. Disclaimer of warranties

This site is provided without any warranties, express or implied. We do not warrant that:

• Exchange rates are accurate at the moment you read them
• Bank code validation results reflect real-time bank system status
• The site will be available without interruption
• The site is free from errors, viruses, or other harmful components

See our full Disclaimer for details on the limitations of our rate and tool data.

8. Limitation of liability

To the fullest extent permitted by law, AbokiCalculator and its operators are not liable for any loss or damage, including financial loss, arising from your use of or reliance on this site. This includes losses resulting from:

• Acting on exchange rate information published here
• Failed or misdirected wire transfers based on bank codes checked on this site
• Site downtime or data errors

9. Third-party services

This site links to and integrates third-party services including Google Analytics, Google AdSense, and affiliate partners. Your use of those services is governed by their respective terms and privacy policies. We are not responsible for the content, accuracy, or practices of any third-party site or service.

10. Governing law

These terms are governed by the laws of the Federal Republic of Nigeria. Any dispute arising out of or related to these terms or your use of this site shall be subject to the jurisdiction of courts in Nigeria, except where mandatory consumer protection laws in your country of residence require otherwise.

11. Contact

If you have questions about these terms or wish to request permission for use of our content, contact us via our contact page.